No Deposit For New Drivers
I’m sorry to break it to you. But if you’re a new driver, you’re probably a bad driver. And that’s something that car insurance companies recognise.
New drivers (especially young new drivers) end up paying way more for insurance cover than their more experienced counterparts. And while you can’t take completely discount the fact that if you’re new on the road, you’re much more likely to end up in an accident. There are a few things you can do to try and close the gap between your car insurance quote and the lowest cost of cover.
Buy the right car
Some cars are cheaper to insure than others. And if you’re after very cheap car insurance no deposit then it will pay to avoid a top of the range sports car as your first set of wheels.
Buy a car with the safety features to avoid theft (or alternatively a car that no one would want to steal). And a small engine (so that you can’t drive like a maniac no matter how hard you press the peddle to the floor). And watch your insurance quote drop.
Take a new drivers course
Because learning to drive right after you’ve just learned how to drive makes perfect sense. But practice makes perfect and it lowers insurance quotes, so bare that in mind when searching.
Add your car to your parent’s policy
If you still live at home obviously. Multi-vehicle policies are often cheaper than taking out a policy of your own right off the bat. And it will give you a chance to earn a good driving reputation.
Add your car insurance to your home insurance
Try and throw as many things together to get the cheapest rates.
These are all things that can reduce the amount you pay is you’re a new driver. But to be honest, you’ll always have to pay significantly more than older and more experienced drivers. The lower rates come with time.
Compare insurance rates
Use an online quotes comparison site like: http://www.verycheapcarinsurancenodeposit.com/ to find insurance companies and compare them.